SBI, PNB, HDFC Minimum Balance Rules 2026 – Avoid ₹600 Monthly Penalty!

Minimum Balance Rules 2026

Most major banks in India still require customers to maintain a minimum average balance (MAB) in savings accounts. Failing to do so attracts penalty charges. In January 2026, many people are checking their bank account rules again because some banks have quietly adjusted limits, waived penalties in certain cases, or introduced zero-balance options. Knowing the … Read more