The fitment factor is utilized while the Pay Commission comes up with its recommendations for the basic pay of central government employees and pensioners. Currently, the 7th Pay Commission has used 2.57×, and the wait is on for the 8th Pay Commission to come up with a new (higher) fitment factor for January 2026.It is … Read more
The Pradhan Mantri Kisan Samman Nidhi (PM-Kisan) Yojana has been one of the most supportive schemes for the farmers of India since its initiation in 2019. As soon as the year 2026 arrives, the farmers start to ponder an all-attending question: Will the PM Kisan annual assistance exceed ₹6,000? The growing discussion on this matter … Read more
Millions of retired employees under the Employees’ Pension Scheme (EPS-95) have been waiting for years for fair pension calculations. On 13th November 2024, the Supreme Court gave a landmark judgment that brings big relief to many of them. This verdict is extremely important right now because it finally settles a long legal battle and directs … Read more
Senior citizens in India want safe investments that give good returns without any risk to their hard-earned money. In 2026, several government-backed and bank schemes continue to offer attractive interest rates with 100% capital safety. This matters a lot right now because inflation is still affecting daily expenses, medical costs are rising, and most retirees … Read more
Historically, gratuity has been a reliable financial support for workers who have to leave a company after a long period of service. However, the introduction of the new labor codes in India in 2026 will not only bring but also the changes in the provisions concerning gratuity in a way that will positively impact millions … Read more
The Employees’ Provident Fund (EPF) has been securing the savings of a professional class in India, being their most reliable saving tool. In 2026, there will be regulatory changes which will open the door for members to be more creative in managing their PF funds. The new releases are very promising as they will bring … Read more
Public Provident Fund (PPF) is still one of the most reliable long-term savings options in India. Many investors after seeing changing financial requirements and increasing living costs are now asking this important question in 2026: How and when is it possible to take out from my PPF account? Realizing the PPF withdrawal rules 2026 is … Read more
Talk on the probable EPFO magnification in the salary limit to ₹25000 is slated to be hot in 2026. The motive behind the coverage is purely affectual to the huge working class, which consists of millions. It will import expectations about monthly savings, retirement benefits, as well as net earnings. As yet there has been … Read more
The staff of the central government is the most enthusiastic about the Dearness Allowance (DA) hike that is going to happen soon. Reports are hinting towards an increase of about 5% starting from January 2026 which raises the DA to approximately 63%. The advancement of the 8th Pay Commission is going to be a huge … Read more
Post Office Fixed Deposits remain one of the safest investment options in India. Backed by the Government of India, they offer guaranteed returns and complete capital protection. In early 2026, with bank FD rates softening and market volatility still fresh in memory, Post Office FDs have become even more attractive for conservative investors, senior citizens, … Read more