Most banks in India allow a certain number of free ATM withdrawals every month. After that limit, they charge a small fee for each extra withdrawal. In January 2026, these free transaction rules remain unchanged from the RBI guidelines set years ago. Knowing the exact number helps you avoid surprise charges and plan cash withdrawals … Read more
It’s a lot of people’s dream to retire with the freedom of money, but the saving amount of ₹1 crore just seems to be impossible for most. A little truth is that even if the monthly contribution is small, it can still become a large retirement fund with good planning and investment. New opportunities for … Read more
The long wait for pension arrears of EPS-95 has almost ended for 2026. Millions of retirees who paid into the Employees’ Pension Scheme (EPS-95) are wondering how much they will get in back payments and when they will be paid. Considering the increase in living expenses, this news is one of the most significant financial … Read more
Among the various options available for cautious savers, the Canara Bank’s 310-Day Fixed Deposit (FD) Scheme 2026 is drawing attention due to its provision of safety, consistent returns, and flexibility. The investors in this scheme will not have to wait for a longer period like in the case of long-term deposits to reap the rewards … Read more
The month of January witnessed a significant and buzzing update that has circulated on social media claiming that the elderly population in India would start receiving a monthly sum of ₹9,000 along with the introduction of a new government scheme granting access to eight important new benefits from February 1, 2026. The posts on various … Read more
Millions of central government employees and pensioners expect the latest Dearness Allowance (DA) increase in 2026. The DA update is among the significant financial announcements of the year due to inflation’s hike and living costs’ rise. The main concerned question is: how much extra will be paid in salaries and pensions? The DA increase is … Read more
LIC Jeevan Labh is a popular money-back endowment plan that combines life insurance cover with regular payouts and a lump-sum maturity benefit. In 2026, it remains one of the most trusted and easy-to-understand LIC policies for middle-class families. Right now, with education costs, marriage expenses, and medical needs rising fast, this plan is gaining attention … Read more
2026 has opened up with some remarkable transformations in the rental housing sector of India. The laws governing rental agreements have been changed by the government, which are effective from the beginning of the year 2026 and are primarily to be the rental market of real estate. The new tenancy act of 2026 is reforming … Read more
The 8th Central Pay Commission will be the next significant change in the salary, allowances, and pension structure for about 5 million central government employees and 6.5 million pensioners.The whole issue has become very important in January 2026 because the Union Cabinet has, at last, sanctioned the constitution of the 8th Pay Commission. This long … Read more
On 13 November 2024, the Supreme Court delivered a long-awaited verdict on the Employees’ Pension Scheme (EPS-95). The decision has started bringing real financial relief to thousands of retired private-sector workers in 2025–26. This judgment is extremely important right now because EPFO is actively re-calculating pensions and paying higher monthly amounts + arrears to eligible … Read more